Tips to save money on quad bikes insurance
Updated: Oct 9, 2020
Purchasing a quad is an exciting time and having the freedom to go off-roading when and as you like. Something that feeds your adrenaline, or indeed simply having an extra set of wheels to help around the site – quads offer it all.
However, for them to be considered as road-ready, as the driver, you will not only have to hold the full UK driving licence, but the quad must also have number plates, be taxed, MOT’d, AND be insured.
Now, insurance, unfortunately, isn’t such an exciting prospect, but it is a legal requirement.
In this post, we look at some hints and tips on how you can save on your quad bike’s insurance cost.
Saving you money
1. Store your quad somewhere safe. Just like any other road-worthy vehicle, securely storing your quad overnight, or when not in use, i.e., locked in a garage or container, for example, reduces the chances of someone stealing the quad and in return reduces the cost of your insurance premium as a result.
2. Opt for good security. If you don’t have a garage or container to store your bike in, you could look to install things like alarms, chains for when the quad is parked up, anchors, etc. Again, helping to lower your insurance costs because you are taking the necessary precautions to reduce the chances of the bike being stolen.
3. Look online. Today, everything can be done online, and finding the best rates for your insurance cover is one of them. It’s also quick and easy, and because you’re the one filling in the details and the forms, there’s less chance of you being charged an admin fee too.
4. Check your licence. Having a clean licence with no points or motoring convictions helps to calculate a lower insurance premium, as you, the driver, are deemed as low risk.
5. No claims bonuses do help to lower premiums as these show drivers to be safe, cautious, and competent, making you less of a liability to the insurance company.